Commercial Trucks Bring Higher Risks, More Parties, and More Complex Legal Rules

Not all motor vehicle accidents are treated the same under Texas law. When a collision involves an 18-wheeler or commercial truck, the legal and financial stakes are often much higher than in a typical car accident.

Truck accident claims involve larger vehicles, stricter regulations, multiple liable parties, and significantly greater damages. Understanding these differences is critical if you’ve been injured in a crash involving a commercial truck.

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Size and Weight Change Everything

Commercial trucks can weigh 20 to 30 times more than a passenger vehicle. Because of that size difference, truck accidents often result in:
  • Severe or catastrophic injuries
  • Permanent disabilities
  • Higher medical costs and long-term care needs

Texas courts recognize that these cases often involve greater economic losses, especially when a business vehicle is damaged or destroyed.
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More Than One Party May Be Liable


In a standard car accident, liability usually rests with one or two drivers. Truck accidents are different because multiple parties may share responsibility, including:


  • The truck driver
  • The trucking company
  • A vehicle maintenance provider
  • A cargo loading company
  • A manufacturer of defective truck parts

Identifying all potentially responsible parties is essential, as each may carry separate insurance coverage.

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Commercial Regulations Play a Major Role


Truck drivers and trucking companies must comply with state and federal safety regulations, including:


  • Driver qualification and training rules
  • Hours-of-service limits to prevent fatigue
  • Vehicle inspection and maintenance requirements
  • Cargo weight and loading standards

Violations of these regulations can strengthen an injury claim—but proving them often requires detailed investigation and expert analysis.

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Evidence Is More Complex and Time-Sensitive


Truck accident cases rely on evidence that doesn’t exist in most car accidents, such as:


  • Electronic logging device (ELD) data
  • Driver logbooks
  • Maintenance and inspection records
  • Company safety policies
  • Onboard camera footage

Much of this evidence is controlled by the trucking company and can be lost or destroyed if not preserved quickly.

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Insurance Coverage Is Usually Higher and More Aggressively Defended


Commercial trucks typically carry much larger insurance policies than private drivers. While that means more coverage may be available, it also means:


  • Insurers fight harder to limit payouts
  • Claims are investigated more aggressively
  • Victims may face delays or denied claims

Trucking insurers often deploy legal teams early in the process to protect their interests.

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Why Legal Experience Matters


Texas courts have repeatedly emphasized that truck accident cases require careful analysis of causation, liability, and regulatory compliance. Small mistakes such as missing evidence or naming the wrong defendant can significantly impact the outcome of a claim.


An experienced attorney understands how to navigate these challenges and build a strong case from the start.


If you were injured in a Texas truck accident, your claim may involve more than just another driver. Wyde & Associates can help identify all liable parties, preserve critical evidence, and pursue the compensation you deserve.


Contact Wyde & Associates today to discuss your truck accident claim and protect your rights.

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