What Texas Law Says and How You May Still Recover Compensation


Immediate Steps to Take After a Hit-and-Run
If the other driver flees, what you do next matters. Taking the right steps can protect both your health and your legal claim.
You should:
- Call 911 immediately and report the accident
- Seek medical attention, even if symptoms appear mild
- Photograph vehicle damage, injuries, debris, and the roadway
- Write down any details you remember about the fleeing vehicle
- Obtain contact information from witnesses
- Request a copy of the police report
Insurance companies often rely heavily on early documentation in hit-and-run cases.
Can You Still File an Insurance Claim?
Yes—many Texas drivers are protected through uninsured motorist (UM) coverage, which may apply when the at-fault driver cannot be identified.
UM coverage can help pay for:
- Medical bills
- Lost income
- Pain and suffering
- Vehicle repairs
However, Texas law generally requires actual physical contact between vehicles for UM coverage to apply in hit-and-run claims. This rule exists to prevent fraudulent “phantom vehicle” claims and is often a point of dispute with insurers.
What If the Hit-and-Run Driver Is Found Later?
In some cases, law enforcement identifies the fleeing driver days or even weeks after the accident. When that happens, victims may be able to pursue:
- A personal injury claim directly against the driver
- Additional damages beyond insurance limits
Importantly, a criminal case against the driver does not prevent a separate civil claim. These are two different legal processes with different goals.
Why Hit-and-Run Claims Are Often Disputed
Hit-and-run cases can be more complex than typical car accident claims. Insurance companies may question:
- Whether physical contact occurred
- Whether injuries are accident-related
- Whether UM coverage applies
Without careful handling, valid claims may be delayed or denied. Legal guidance can help ensure deadlines are met and evidence is properly presented.
How a Texas Personal Injury Lawyer Can Help
An experienced attorney can:
- Investigate the accident and gather evidence
- Handle communications with insurers
- Determine whether UM coverage applies
- Pursue compensation from all available sources
This is especially important when the at-fault driver is unknown or uninsured.
If you were injured in a Texas hit-and-run accident, you may still have legal options—even if the driver fled the scene.
Wyde & Associates can evaluate your case, explain your insurance coverage, and help you pursue compensation under Texas law. Contact us today to take the next step forward with confidence.
